Enrolling Cards

Introduction

Astrada offers several methods for you to enroll cards to access transaction data. In this document, we will go through the available methods and the Astrada features and functionalities they can enable.

Enrollment Options

Single card enrollment is tailored to meet your specific requirements, whether you handle individual card data directly or prefer not to manage sensitive card information yourself. This feature offers you flexible enrollment options through our secure SDK.

Our SDK provides a secure and user-friendly solution that allows your users to enroll their cards themselves, simplifying the process by reducing your compliance requirements and enhancing safety by ensuring that all card data is handled securely and following industry standards.

Single card enrollment offers a versatile card management solution that adapts to your business needs, ensuring both autonomy in data management for compliant users and comprehensive security for those who opt for indirect card handling.

If you're interested in creating a custom single-card enrollment interface, leveraging our core enrollment APIs, please email us at [email protected].

Commercial card bulk enrollment is designed to streamline your go-to-market strategy at scale with eligible commercial cards. This method enables you to achieve 100% coverage of your customer's card portfolio through a single, efficient enrollment process.

This enrollment option is specifically available for corporate customers whose commercial card portfolios are managed by their issuing bank partners. These portfolios are typically handled in an aggregated, secure, and compliant manner, allowing for the streamlined transfer and ingestion of data.

Bulk enrollment simplifies and centralizes the onboarding journey, enabling you to enroll all employee cards simultaneously and ensure that new cards are continuously managed without placing any burden on individual employees or cardholders. This process minimizes the complexity of managing multiple card enrollments and enhances operational efficiency.

This enrollment flow is provided by Astrada via API, ensuring a secure and direct integration for handling bulk enrollments.

Additionally, Astrada offers a BIN Lookup tool (only available for Mastercard at the moment) that assists you in quickly determining which corporate card programs are eligible for this bulk enrollment flow. This tool simplifies the process of identifying eligible cards, making it easier for you to manage and expand your card programs effectively.

Enrollment Methods

Capability BenefitsAPISDK
Single Card EnrollmentπŸ”΄βœ…
Commercial Card Bulk Enrollmentβœ…πŸ”΄

Data Capabilities

CapabilityCapability BenefitsSingle Card EnrollmentCommercial Card Bulk Enrollment
Authorization Transaction MessagesInstantly trigger actions while cardholders are at point of saleβœ…βœ…
Financial Transaction MessagesDetect money movements from and to the cardholder accountβœ…βœ…
TransactionsUnderstand the overall cardholder impact of a set of related transaction messages.βœ…βœ…
L2/L3 Transaction Message Enrichments Enable deeper categorization and reconciliation of Transaction MessagesπŸ”΄βœ…

Network Availability

We are actively working on enabling both card types for Mastercard and Visa on Astrada.

NetworkSingle Card EnrollmentCommercial Card Bulk Enrollment
Mastercardβœ…βœ…
Visaβœ…πŸš§

Geographical Availability

NetworkUS πŸ‡ΊπŸ‡ΈCAN πŸ‡¨πŸ‡¦GBR πŸ‡¬πŸ‡§SWE πŸ‡ΈπŸ‡ͺ
Mastercardβœ…βœ…βœ…βœ…
Visaβœ…βœ…βœ…βœ…

Ineligible Cards

The following cards are explicitly ineligible for enrollment:

  • Non-reloadable prepaid cards
  • Closed-loop cards
  • Government-administered prepaid cards (including EBT cards)
  • Insurance prepaid cards
  • Visa’s Flexible Spending Account (FSA) and Health Savings Account (HSA) cards
  • Visa Buxx

All other cards are eligible for enrollment with Astrada.